Insurance in Super

Insurance in your super fund: necessary, but sometimes complicated – some of us don’t even know it’s there! We’re here to talk about what you should know, and what you should have to best protect yourself and your loved ones.

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GENERAL SKILLED MIGRATION (GSM)

Despite recent changes to the 457 visa program, there are still other potential visa pathways for prospective migrants. One such pathway is the Skilled Independent visa. This stream is for Points-tested skilled workers who are not sponsored by an employer or family member or nominated by a state or territory government. It allows you to live and work in Australia as a permanent resident. For the Skilled Independent (Points-tested) stream you need to submit an expression of interest.

This visa is a potential pathway for people who are highly skilled and qualified in certain occupations. Below are a few occupations eligible under the Skilled Independent stream.

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457 Visa

If you’re working in Australia as a temporary resident, or you are a business that employs temporary residents, or have been thinking about hiring someone from overseas to fill a skilled position, you will have probably heard a lot about the recent changes to the 457 visa announced in April 2017 – and by changes, we mean “abolition” of the 457 visa program. As we move into FY18, what do you really need to know?

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How Business Process Outsourcing can bring value to your customers through technology

It’s a given that technology is an integral part of almost all business operations, and savvy business owners, executives, and CEOs are always on the lookout for new ways to leverage the existing technology for further success. Often, the rhetoric is around finding the “value-add” for their customers – but what does that really mean? How can a business optimise their processes and operations with technology to truly add value for their customer?

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Mortgage Insurance

Do you have a mortgage on your primary home, or an investment? Maybe both? Yep – that’s pretty common. But how about insurance on your mortgage? If you were not required by your bank to secure an insurance policy on your loan, you may be missing an important piece of the puzzle when it comes to keeping your property investments safe and secure.

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Equity Crowd-Funding

Have you seen the latest, newest thing on Kickstarter? Trawled through an endless series of GoFundMe campaigns? Bought art on Patreon? Probably, is our guess.

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Financial Year End Planning

June 30 is rapidly approaching, and we know what that means – End of Financial Year…and tax time.

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Prepaying Interest

The end of the year is here – are you prepared? Are your best-practice tax strategies in place? Something you may or may not be familiar with is the practice of prepaying interest on fixed rate investment loans.

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Superannuation Contributions at EOFY

There’s no such thing as too much superannuation, right? Think again! Did you know that contributing too much to your super fund in any given tax year can result in paying extra tax? Yeah, yikes is right. So, let’s see how to avoid this situation while still aiming for that sunny, luxurious retirement.

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Business Valuation

Do you know what your business is worth? Made you think, right? There are many ways to accurately measure the value of a business, and it’s important to know the best way to assess your business – plus the actual value, of course. As you may have guessed, this isn’t the most straight-forward process in the world. So, why does this matter?

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